Many people have asked about holiday money. Do I use the ATM, which bank cards do I use for holidays……

I use the following banks for holiday money, N26, Revolut and Starling. The reason I chose these banks, is because they do not charge for any withdrawals and the exchange rate they offer at overseas ATM’s and places that take card payment is very favourable to the consumer. Whilst travelling I am not a big fan of carrying too much cash, I prefer to pay using the card, where it is accepted.

Regardless of which bank I use here in Thailand, I noticed that if I need cash, the majority of ATM’s will charge 220 baht, which can add up. Aeon Thana Simsap is the only one I found which charges 150 baht.

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Found to be the cheapest and only charge 150 baht for cash withdrawal

The other banks charge 220 baht for a withdrawal transaction charge:

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If whilst traveling in Thailand you have found a cheaper/free transaction fee, please do comment below!

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